Steuben Citizens Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684

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607-776-3684

New Personal Loan Special

Up to $2500 @ 2.5% APR
Maximum term 24 months

Up to $5000 @ 3.25% APR
Maximum term 36 months

Up to $7500 @ 4.25%
Maximum term 48 months

Home Improvement Loan Special

Up to $15,000.00 @ 4.5% APR
up to 60 months

These great rates available until June 30, 2019

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SAVINGS

Share Rate: .05% - .05% APY

6 month certificate: .80% - .80% APY
12 month certificate: 1.15% - 1.15% APY
24 month certificate: 1.25% - 1.255% APY

IRA

Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%

Rates are determined by the 
Board of Directors and could 
change at any time. Effective
date of dividends: 12/31/13.

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Hours of Operation

Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm

Drive thru hours:
Mon – Fri: 8:00am to 4:30pm

Federal holidays observed

Christmas Club accounts

A Christmas club is a great way to save for your holiday shopping. Our Christmas club accounts begin October 1st and end September 30th. The balance of your club account is automatically transferred to your share account after dividends are posted on September 30th.

Any withdrawal requests from this account will incur an early withdrawal penalty.

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Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government