Steuben Citizens Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684

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607-776-3684

New Personal Loan Special

Up to $2500 @ 2.5% APR
Maximum term 24 months

Up to $5000 @ 3.25% APR
Maximum term 36 months

Up to $7500 @ 4.25%
Maximum term 48 months

Home Improvement Loan Special

Up to $15,000.00 @ 4.5% APR
up to 60 months

These great rates available until June 30, 2019

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SAVINGS

Share Rate: .05% - .05% APY

6 month certificate: .80% - .80% APY
12 month certificate: 1.15% - 1.15% APY
24 month certificate: 1.25% - 1.255% APY

IRA

Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%

Rates are determined by the 
Board of Directors and could 
change at any time. Effective
date of dividends: 12/31/13.

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Hours of Operation

Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm

Drive thru hours:
Mon – Fri: 8:00am to 4:30pm

Federal holidays observed

Share Accounts

A share account is required to become a member of the Steuben Citizens Federal Credit Union. This accounts represents your membership and eligibility for other services we have to offer.

A $5 minimum balance is required to activate a share account with a $1 initial entrance fee (Fees or charges could effect the minimum required balance). You must maintain a $5 balance in your share account at all times.

We offer a share (savings) account with a dividend rate that is compounded daily and paid quarterly to accounts with a minimum average balance of $100.00. Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

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Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government