Steuben Citizens Federal Credit Union
Member NCUA
2 Wilson Ave. Bath, NY 14810
phone: 607-776-3684

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607-776-3684

New Personal Loan Special

Up to $2500 @ 2.5% APR
Maximum term 24 months

Up to $5000 @ 3.25% APR
Maximum term 36 months

Up to $7500 @ 4.25%
Maximum term 48 months

These great rates available until March 31, 2019

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SAVINGS

Share Rate: .05% - .05% APY

6 month certificate: .80% - .80% APY
12 month certificate: 1.15% - 1.15% APY
24 month certificate: 1.25% - 1.255% APY

IRA

Traditional IRA: .10% - APY .10%
Roth IRA: .10% - APY .10%
Coverdell IRA: .10% - APY .10%
Traditional IRA: .45% - APY .45%
Roth IRA: .45% - APY .45%

Rates are determined by the 
Board of Directors and could 
change at any time. Effective
date of dividends: 12/31/13.

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Hours of Operation

Lobby:
Mon – Thur: 8:00am to 4:30pm
Friday: 8:00am to 5:30pm

Drive thru hours:
Mon – Fri: 8:00am to 4:30pm

Federal holidays observed

Share Draft checking accounts

Our checking account is very similar to a basic bank checking account except:

  • $2.00 monthly service fee
  • No minimum balance required

We offer a Debit Mastercard with our checking accounts and an overdraft line of credit. Inquire at our office for the details on our application requirements.

You may purchase your checks with us through our check vendor or you may decide to purchase your check from a company of your choice.

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NCUA

Your savings federally insured to at least $250,000
and backed by the full faith and credit of the
United States Government