Current Loan Rates
Borrow the money you need for most any worthwhile purpose. Whether it’s secured with collateral or unsecured, check out our low rates and flexible terms.
| Loans | Terms | Interest Rates | Specials |
|---|---|---|---|
| Personal Loans | up to 36 months | 7.00% | |
| up to 60 months | 8.00% | ||
| Home Improvement | up to 36 months | 8.00% | HOME IMPROVEMENT SPECIAL |
| up to 60 months | 8.50% | Up to $25,000.00 at 7% up to 72 months | |
| up to 84 months | 10.00% | ||
| New & Used Auto Loans | AUTO LOAN SPECIAL | ||
| 2018-2021 | up to 72 months | 7.00% | 2021-2025 up to 72 months at 4.80% |
| 2022-2025 | up to 72 months | 6.00% | |
| 2022-2025 | 73-96 months | 6.50% | |
| Other Collateral Loans | up to 60 months | 7.00% | |
| up to 120 months | 7.50% | ||
| Share Secured Loans | 3% higher than share rates | ||
| Certificate Secured Loans | 4% higher than certificate rate | ||
| Home Equity Loans | 3% higher than 26 week treasury bill | ||
| Visa Classic credit card | 12.9% | ||
| Visa Gold credit card | 10.9% | ||
| Overdraft Line of Credit | 15.00% | ||
| Late fees | up to $25 if over ten days past due |
