Loans & Rates
Current Loan Rates
Borrow the money you need for most any worthwhile purpose. Whether it’s secured with collateral or unsecured, check out our low rates and flexible terms.
| Loans | Terms | Interest Rates |
|---|---|---|
| Personal Loans | up to 36 months | 7.00% |
| up to 60 months | 8.00% | |
| Home Improvement | up to 36 months | 7.00% |
| up to 60 months | 8.50% | |
| up to 84 months | 10.00% | |
| New & Used Auto Loans | ||
| 2017-2020 | up to 72 months | 7.00% |
| 2021-2024 | up to 72 months | 6.00% |
| 2021-2024 | 73-96 months | 6.50% |
| Other Collateral Loans | up to 60 months | 5.00% |
| up to 120 months | 7.50% | |
| Share Secured Loans | 3% higher than share rates | |
| Certificate Secured Loans | 4% higher than certificate rate | |
| Home Equity Loans | 3% higher than 26 week treasury bill | |
| Visa Classic credit card | 12.9% | |
| Visa Gold credit card | 10.9% | |
| Overdraft Line of Credit | 15.00% | |
| Late fees | up to $25 if over ten days past due |
