Share and time share certificate rates

  • Share Rate:
    • $100.00 to $9,999.99       .10% APR - .10% APY
    • $10,000.00-$100,000.00       .25% APR - .25% APY
    • $100,000.00 and beyond     .50% APR- .50% APY
  • Club share rate: no dividends paid at this time
  • 6-month time share certificate rate: 2.00% APR - 2.02% APY
  • 12-month time share certificate rate: 2.50% APR – 2.531% APY
  • 24-month time share certificate rate: 3.00% APR – 3.045% APY

IRA and IRA Time Share Certificate Rates

  • Traditional IRA share rate: .10% - APY .10%
  • Roth IRA share rate: .10% - APY .10%
  • Coverdell (Educational) IRA rate: .10% - APY .10%
  • Traditional IRA time share certificate rate: 3.00% - APY 3.00%
  • Roth IRA time share certificate rate: 1.00% - APY 1.01%
*Rates are determined by the Board of Directors and could change at any time. Effective date of dividends: December 31, 2023.